The Simulation Roadmap
Experience all four phases of a central bank's digital currency journey
Issuance & Minting
Simulate how a Central Bank creates digital currency supply with cryptographic signatures.
Wholesale Distribution
Move digital funds to simulated "Commercial Bank" vaults for distribution.
Retail Circulation
Simulate P2P transfers and merchant payments between fictitious agents.
Redemption & Burning
Return digital currency to be removed from circulation, completing the lifecycle.
The "Lab" Configuration
Technical requirements for your sandbox environment
Get Started
Three steps to begin your CBDC simulation journey
Experiment
Run the P2P simulation tool to observe real-time ledger updates on your local machine.
View Documentation →Evaluate
Export simulation logs (CSV) to analyze transaction velocity and system stress.
Built-in Export ToolsReady to Begin?
Download SmartCheq and start exploring the future of digital currency—completely offline and free.
⬇️ Download SmartCheqAll data, "cash codes," vault balances, and transaction records within SmartCheq are mathematically simulated and hold zero real-world value. This software is not affiliated with any central bank, government, or financial institution. For research and educational purposes only.