SmartCheq CBDC Platform · TowerPoint Group

System Documentation

Complete functional and technical reference for every module of the SmartCheq Central Bank Digital Currency platform. Use these guides for integration, operator training, and audit compliance.

Platform SmartCheq v2
Scope 54 AU Member States
Updated April 2026
Classification Internal / Research

Platform Modules

Select a module to open its full specification.

🏛
COMPLETE
Corridor Operations
Cross-border CBDC liquidity management. Reserve pools, locks, FX rates, rebalancing, and governance escalation across 54 AU member corridors.
Liquidity Locks Reserve Pools FX Management
View documentation →
🪙
COMPLETE
Issuance Tab
CVIB batch creation, Ed25519 key management, governance sign-off, serial number allocation, and SFTP delivery to commercial banks.
CVIB Batches Ed25519 Keys SFTP Delivery
View documentation →
🔍
IN PROGRESS
Validation Desk
Inbound CBDC verification pipeline. QR/barcode parsing, Ed25519 signature verification, registry lookup, duplicate detection, and compliance actions.
Signature Verify Registry Check Fraud Detection
View documentation →
🔥
IN PROGRESS
Deposit & Burn
CBDC redemption workflow. Vault deposit ingestion, withdrawal processing, burn authorization, and audit trail from MINTED through BURNED lifecycle states.
Redemption Burn Lifecycle Vault Sync
View documentation →
⚖️
IN PROGRESS
Governance
Four-Eyes authorization framework. Proposals, voting, FX rate approval, limit change gating, escalation routing, and Governor dual-signature flows.
Four-Eyes Proposals Governor Sign-off
View documentation →
API Reference: Interactive Swagger documentation is available at /api/docs. All endpoints follow the /api/v2/ namespace with Doorkeeper OAuth2 authentication.
🗑️

Remove Saved Contact?

Contact Name
abc123...xyz789

⚠️ You will need their Cash Code again to send them money in the future.

CBDC Preview
Status Valid
Currency -
Amount -
Serial Number -
Uploading files...
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💸
Confirm Giving Cash
Check the details below
Amount GHS 0.00
To Cash Code ...
Cash Notes 0
⚠️

Already Transferred

The following CBDC notes have already been transferred and cannot be used again.

📱 Your Digital Cash Code QR

Let others scan this to send you money

How to use: The sender opens "Send Digital Cash" and taps the scan icon to read this QR code.

Trade Claim Submission

Submit verified trade to request cross-border liquidity.

Claiming Institution

Select Country...

Trade Details

Select Corridor first...

Select a corridor to load destination-country institutions.

Beneficiary Information

Supporting Documents

Click to upload or drag and drop

PDF, PNG, or JPG (max 10MB each)

Declarations

Confirm Trade Claim
Please review the details before submitting
Amount
Corridor
Institution
Beneficiary
Invoice Ref
Direction
⚠️

Once submitted, this trade claim will enter the supervisory review queue and cannot be edited. Please verify all details are correct.

Trade Claim Submitted!

Your trade claim has been successfully submitted and is now pending
review for pre-clearance by regulators.

Trade Claim ID:
TC-20260215-000000

An initial pre-clearance review shows your trade appears compliant.
It will now be routed for final approval.

Pre-cleared trade is pending review by regulators for approval.
Beneficiary funds will be held while the trade is being finalized.
Track status any time via the Issuance → Desk section.
📊 Trade Summary:
Trade Amount KES 1,000,000
Trade Direction Import into Nigeria
Beneficiary Kenya Exports Ltd
Help & Docs · Contact Support · Dashboard

Draft Saved!

Your trade claim has been saved as a draft.
You can continue editing it anytime.

Draft Reference:
TC-00000000

Your draft has been saved and can be accessed from your dashboard.
Complete the submission when you're ready.

Draft saved securely to your account.
Continue editing anytime from your dashboard.
Submit when ready via Drafts section.
📋 Draft Summary:
Amount KES 0
Direction -
Status Draft
Help & Docs · Contact Support · Dashboard

Issuance Desk

Manage and review recent cross-border trade claims.

Claim ID
Direction
Destination Corridor
Amount
Status
View

Loading trade claims...

No trade claims found

Showing 0 of 0
Help & Docs · Contact Support · Dashboard
SA
Admin Console v1.2.3

Administrator Console

System management and monitoring dashboard.

Total Corridor Volume
USD Equivalent
Pending Claims
⏳ Pending
Daily Limit Utilization
USD Equivalent
Non-Compliance Alerts
Admin viewed trade claims. Today at

Latest Trade Claim Activity

Read-only monitoring view. No transactional authority.

ID Institution Amount Corridor Status Risk
Loading claims...

Corridor Volume

0

Active Issuance Queue

0 Pending requests

Corridor Quota Limits

Corridor Corridor Limit Remaining Daily Limit Remaining Compliance Status
Loading corridor data...
Admin Console v1.2.3
🔒 System Admin