bearerCORE™ · TowerPoint Group

System Documentation

Complete functional and technical reference for all bearerCORE™ architecture.

Platform bearerCORE™ v1.0
Scope Central Bank Web Node & Core APIs
Updated May 2026
Classification Internal / Sovereign Research
Scope: Central Bank Web Node, API Nodes Classification: Internal / Sovereign Research

Platform Modules: Web Operator Portal

Select a module to open its full web-service specification.

📋
IN PROGRESS
Trade Claim
Institutional cross-border liquidity claim origination. FX corridor selection, commercial bank registration, beneficiary routing, compliance declaration, and sovereign settlement request orchestration across 54 AU member corridors.
Liquidity Claims FX Settlement Trade Financing Compliance Gate
Workflow: Draft → Validation → Supervisor Review → Governor Authorization → Settlement
View documentation →
🕐
IN PROGRESS
Supervisor Approval Desk
Operational governance layer for trade claim review. Multi-tier compliance verification, FX exposure assessment, five-gate issuance eligibility evaluation, risk scoring, and workflow routing with full immutable audit chain visibility.
Approval Workflow Compliance Review Risk Scoring Escalation Routing
Gates: Supervisor Approval · Compliance · Corridor Limits · Liquidity · Governance
View documentation →
🏛️
IN PROGRESS
Governor's Desk
Sovereign executive authorization layer. High-value claim review, treasury exposure analysis, FX reserve impact assessment, macroscopic corridor controls, circuit breaker orchestration, and dual-signature final approval with non-repudiation audit generation.
Executive Auth Sovereign Governance Dual-Signature Treasury Impact
Authority: Final approval · Emergency override · Regulatory escalation · Settlement trigger
View documentation →
👛
COMPLETE
Consumer Wallet
Browser-based, registry-direct P2P wallet at smartcheq.com/claim. Guided send, recipient resolution, and durable transaction history independent of current note holdings.
P2P Send/Receive Recent Activity Registry-Direct
Workflow: Balance Check → Recipient Resolution → Amount Preview → Send → Durable Activity Log
View documentation →
API Reference: Full API specification available upon request. Contact governors@bearercore.com for integration credentials. All endpoints follow the /api/v2/ namespace with Doorkeeper OAuth2 authentication.

Platform Modules: Sovereign Core Terminal

Select a module to open its full specification.

🏛️
COMPLETE
Corridor Operations
Cross-border CBDC liquidity management. Reserve pools, locks, FX rates, rebalancing, and governance escalation across 54 AU member corridors.
Liquidity Locks Reserve Pools FX Management
View documentation →
🏛
IN PROGRESS
Governor's Desk
Real-time macroscopic controls, multi-state halt/resume matrices, circuit breakers, and dual-key typing challenge protocols for corridor oversight.
Halt/Resume Circuit Breakers Dual-Key Auth
View documentation →
🔍
IN PROGRESS
Validation Desk
Inbound CBDC verification pipeline. QR/barcode parsing, Ed25519 signature verification, registry lookup, duplicate detection, and compliance actions.
Signature Verify Registry Check Fraud Detection
View documentation →
⚖️
IN PROGRESS
Governance & Authorization
Four-Eyes authorization framework. Proposals, voting, FX rate approval, limit change gating, escalation routing, and Governor dual-signature flows.
Four-Eyes Proposals Governor Sign-off
View documentation →
IN PROGRESS
System Event Stream
Forensic infrastructure workstation. Real-time event streaming, AUDIT authority signatures, node health monitoring, payload inspection, and RBAC-gated access.
Node Health AUDIT Stream Forensic Trace
View documentation →
🔎
COMPLETE
Audit & Reports
Forensic workstation with dual-registry architecture. Velocity anomaly detection, Ed25519 verification, Four-Eyes chain-of-custody, DLT snapshot anchoring, and compliance reports.
Forensic Audit DLT Anchoring Compliance Reports
View documentation →
🔥
IN PROGRESS
Deposit & Burn
CBDC redemption workflow. Vault deposit ingestion, withdrawal processing, burn authorization, and audit trail from MINTED through BURNED lifecycle states.
Redemption Burn Lifecycle Vault Sync
View documentation →
COMPLETE
Interface Standards §6.4
Sovereign Navy visual identity standard. Colour palette, QSS reference, screen-by-screen application rules, and enforcement policy for all bearerCORE™ operator interfaces.
Sovereign Navy QSS Reference UI Consistency
View documentation →
API Reference: Full API specification available upon request. Contact governors@bearercore.com for integration credentials. All endpoints follow the /api/v2/ namespace with Doorkeeper OAuth2 authentication.
🗑️

Remove Saved Contact?

Contact Name
abc123...xyz789

⚠️ You will need their Cash Code again to send them money in the future.

CBDC Preview
Status Valid
Currency -
Amount -
Serial Number -
Uploading files...
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💸
Confirm Giving Cash
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Amount GHS 0.00
To Cash Code ...
Cash Notes 0
⚠️

Already Transferred

The following CBDC notes have already been transferred and cannot be used again.

📱 Your Digital Cash Code QR

Let others scan this to send you money

How to use: The sender opens "Send Digital Cash" and taps the scan icon to read this QR code.

Trade Claim Submission

Submit verified trade to request cross-border liquidity.

1
Institution
2
FX & Route
3
Finalize

Claiming Institution

Select Country...
Confirm Trade Claim
Please review the details before submitting
Amount
Corridor
Institution
Beneficiary
Invoice Ref
Direction
⚖️ Notes Minted
⚠️

Once submitted, this trade claim will enter the supervisory review queue and cannot be edited. Please verify all details are correct.

Trade Claim Submitted!

Your trade claim has been successfully submitted and is now pending
review for pre-clearance by regulators.

Trade Claim ID:
TC-20260215-000000

An initial pre-clearance review shows your trade appears compliant.
It will now be routed for final approval.

Pre-cleared trade is pending review by regulators for approval.
Beneficiary funds will be held while the trade is being finalized.
Track status any time via the Issuance → Desk section.
📊 Trade Summary:
Trade Amount KES 1,000,000
Trade Direction Import into Nigeria
Beneficiary Kenya Exports Ltd
⚖️ Notes Minted
Help & Docs · Contact Support · Dashboard

Draft Saved!

Your trade claim has been saved as a draft.
You can continue editing it anytime.

Draft Reference:
TC-00000000

Your draft has been saved and can be accessed from your dashboard.
Complete the submission when you're ready.

Draft saved securely to your account.
Continue editing anytime from your dashboard.
Submit when ready via Drafts section.
📋 Draft Summary:
Amount KES 0
Direction -
Status Draft
Help & Docs · Contact Support · Dashboard

Issuance Desk

Manage and review recent cross-border trade claims.

Claim ID
Direction
Destination Corridor
Amount
Status
View

Loading trade claims...

No trade claims found

Showing 0 of 0
Help & Docs · Contact Support · Dashboard
SA
Admin Console v1.2.3

Administrator Console

System management and monitoring dashboard.

Total Corridor Volume
USD Equivalent
Pending Claims
⏳ Pending
Daily Limit Utilization
USD Equivalent
Non-Compliance Alerts
Admin viewed trade claims. Today at

Latest Trade Claim Activity

Read-only monitoring view. No transactional authority.

ID Institution Amount Corridor Status Risk
Loading claims...

Corridor Volume

0

Active Issuance Queue

0 Pending requests

Corridor Quota Limits

Corridor Corridor Limit Remaining Daily Limit Remaining Compliance Status
Loading corridor data...
Admin Console v1.2.3
🔒 System Admin

Supervisor Approval Desk

Review and authorize trade claims and governance proposals.

Pending Items Queue

0
# Claim ID Institution Amount Corridor Compliance Status Submitted
Loading claims...
Pending
Pre-Cleared
Manual Review
Approved
📖 Help & Docs · Contact Support · Dashboard