Privacy Policy

Effective Date: February 2, 2026

SmartCheq is a free macOS application developed by Albert McKeever / Tower Point Group for research and educational purposes only.

Information We Collect

In the SmartCheq App: SmartCheq is an offline simulation tool. It does not collect, store, transmit, or share any personal information from users. All data created (e.g., simulated vaults, transactions, logs) stays on your device only and is not sent elsewhere.

On the Website (smartcheq.com): We may collect basic, non-personal data such as:

  • Browser type, IP address, and general location (for analytics and security)
  • Pages visited and time spent (via standard web server logs or simple tools like Google Analytics, if used)
Important: We do not use cookies for tracking across sites, nor do we collect names, emails, or other identifiable information unless you voluntarily provide it (e.g., via email contact).

How We Use Information

Any limited data from the website is used only to:

  • Improve site performance and content
  • Understand visitor trends (aggregated and anonymous)
  • Respond to inquiries if you contact us

We do not sell, rent, or share your personal information with third parties for marketing. We may share anonymized data for research or legal compliance if required.

Third-Party Services

If the website uses analytics (e.g., Google Analytics), their privacy policies apply to that data collection.

See: Google Privacy & Terms

Your Choices

You can use the app without any data collection. For the website, use browser privacy tools (e.g., block trackers, clear cookies) if desired.

Contact

Questions about this policy?

Email: albert.mckeever@towerpointgroup.com

Note: SmartCheq is not affiliated with any central bank or financial institution.

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