1 Use of the App and Site

• The App is provided free of charge for non-commercial, research, and educational purposes only.
• It simulates Central Bank Digital Currency (CBDC) systems and is not real money, not connected to any central bank, and not financial software.
• Prohibited Uses: You may not use the App for real financial transactions, commercial purposes, illegal activities, or reverse engineering.

2 No Warranties

The App and Site are provided "as is" without warranties of any kind. We do not guarantee error-free operation or the accurate simulation of real-world systems. Results are hypothetical and should not be relied upon for real financial or policy decisions.

3 Limitation of Liability

To the maximum extent permitted by law, we are not liable for any damages arising from your use of the App or Site. Since the App is free, our total liability is limited to $0.

4 Intellectual Property

All content (code, designs, text) is owned by us or our licensors. You receive a limited, personal license for research/education—no other rights are granted.

5 Governing Law

These Terms are governed by the laws of the State of New Jersey, USA.

6 Changes to Terms

We may update these Terms at any time. Continued use of the App or Site after changes constitutes acceptance of the new Terms. We encourage you to review this page periodically.

7 Contact